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Wednesday, January 1, 2020

Pam and Russ Martens - Congress Just Passed Nightmare Legislation that Strips Trillions in Wealth from the Middle Class



Trump, the down-to-earth guy who's on the side of the average American. A populist.

Under the insidiously named Secure Act (Setting Every Community Up for Retirement Enhancement) the children who could previously inherit their parent’s IRA and take the Required Minimum Distribution based on their own age – effectively giving them the ability to compound that inherited IRA over their own lifetime on a tax-sheltered basis – will now be required to reduce the account to zero (yes, ZERO!) over a period of ten years. This former provision was previously known as the “Stretch IRA.” Now it’s become the “Shrink IRA.”
In addition to wiping out one of the best chances that debt-strapped Millennials ever had to obtain a decent standard of living, the Secure Act will also involuntarily push that Millennial into a higher tax bracket in the years he is forced to take outsized distributions from a large, inherited IRA.

Wall Street On Parade 

4 comments:

  1. I thought the left was against inherited wealth?

    Hypocrisy much?????

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  2. Here Trump deranged MMT peoples hero Bernie:

    https://www.washingtonpost.com/opinions/bernie-sanderss-estate-tax-plan-would-reduce-the-federal-debt-and-help-even-the-playing-field/2019/02/03/61c41caa-266b-11e9-90cd-dedb0c92dc17_story.html

    What is to complain about????

    ReplyDelete
  3. That's what we call "resistance", Congress critter style.

    ReplyDelete
  4. The basic point is that the laws are being changed in the favor of the top and against the middle. Both cause sharper divisions into classes.

    Such anti- middle changes might be welcome if they were accompanied by serious estate and/or wealth taxation - say back to the highest rates we've ever had. In that case a lot of spending would be required to not cause a depression. Look for that in a Sanders or maybe even a Warren administration.

    But since they're accompanied by ever more welfare for the rich and ever lighter taxation on them, in this context it is a bad idea. Martens is right.

    ReplyDelete