Monday, August 1, 2022

China’s Mortgage Fiasco: To Bail Out or Not To Bail Out? — Houze Song

On the face of it, the solution is obvious: bail out distressed developers because this is mainly a cash flow problem of not being able to pay construction firms to finish projects. Once construction restarts, the units get completed, buyers get their homes, and mortgage payments will start to flow again.

But what is obvious is not simple politically. In fact, Beijing has been quite timid in stepping in because it is concerned about a massive moral hazard problem that would shift all the cost onto the central government.…
The unanticipated cost of experimenting with capitalism that some hardline socialists warned about.
https://macropolo.org/china-mortgage-fiasco

Financial cost is one thing. The human cost is another, which implies political cost too.

Sixth Tone (Shanghai)
Wu Peiyue
https://www.sixthtone.com/news/1010867/The%20Devastating%20Human%20Cost%20of%20the%20Henan%20Banking%20Crisis

4 comments:

Peter Pan said...

Nothing to do with capitalism, everything to do with incompetence.

Matt Franko said...

“ this is mainly a cash flow problem of not being able to pay construction firms to finish projects.”

The whole thing is commie how can they not know how much it would cost before they started?

Matt Franko said...

The peoples ready mix company raised the price for concrete on the peoples construction company in the middle of the project?

Just get chairman mao to scold the peoples ready mix company

Peter Pan said...

Funny how the only people being arrested are depositors trying to get their money out.